A health plan enhancer is an optional add-on to your health insurance that provides additional benefits not typically covered under standard medical plans. These can include dental, vision, critical illness, hospital indemnity, and more. Enhancers can offer financial protection and help fill coverage gaps, giving you more complete peace of mind.

Dental insurance typically covers preventive services like cleanings and exams, and may also include coverage for fillings, root canals, and other major procedures. It works alongside your medical plan but is usually managed separately with its own benefits and network.

Hospital indemnity insurance provides a cash payout directly to you when you’re hospitalized due to an illness or injury. This benefit can help cover out-of-pocket expenses like deductibles, co-pays, or even non-medical costs like childcare or lost income during recovery.

Critical illness insurance offers a lump-sum payment if you’re diagnosed with a serious condition such as cancer, heart attack, or stroke. Unlike regular health insurance, this cash can be used however you choose — from paying medical bills to covering everyday expenses during treatment and recovery.

Yes! One of the biggest benefits of enhancers is flexibility. You can choose the ones that best match your health needs, lifestyle, and budget. Whether it’s dental, vision, critical illness, or indemnity coverage, these plans are designed to boost your overall protection and financial security.